Just finished my 1099 spreadsheet for my taxes tomorrow and discovered I was 20% in the green. Yes I wrote G-R-E-E-N. I actually made money without many trades. I was pleasantly surprised.

My biggest advice though if you are about to have a baby really soon, get out of the market. Heck you should have been out of the market already with how bad things are. I noticed I can't study and review my portfolio as often as before which was daily. However I'm completely out right now and just waiting and watching to see how things turn...if they do turn