Even with a baby on the way, I think this is the year I will hone my skills and restructure my portfolio and start focusing my free time(what little I will have) on our long-term investments. Since B was born I sold out of the market, which was pretty good since that was when everything started to go downhill. Now I need to step back and really treat my investments like a business, more serious, think of real money goals/plans and read/analyze as much as I can.